Secure Payment Policy

Secure Payment Policy

Karabo Molyneaux-Molloy Law Firm, PLLC does not collect or store:
1. Payment Details or Payment Information such as credit card or checks

2. The contents of the payment card magnetic stripe (track data) on any media whatsoever.

3. The CVV/CVC (the 3 or 4 digit number on the signature panel on the reverse of the payment card) on any media whatsoever.

4. The PIN or the encrypted PIN Block under any circumstance.


Secure Payment Process (Magic Pay Payment Processor)

Steps:
1. The customer sends their payment information to the merchant's web site.
2. The merchant web site posts the payment data to the Payment Gateway.
3. The Payment Gateway responds immediately with the results of the transactions.
4. The merchant web site displays the appropriate message to the customer.

The communication method used to send messages to the Payment Gateway's server is the standard HTTP protocol over an SSL connection.


Customer Vault

The Customer Vault was designed specifically for businesses of any size to address concerns about handling customer payment information. Visa and MasterCard have instituted the Payment Card Industry (PCI) Data Security to protect cardholder data, wherever it resides, ensuring that members, merchants, and service providers maintain the highest information security standards.

The Customer Vault does this by allowing merchants to transmit their payment information through a Secure Sockets Layer (SSL) connection for storage in our Level 1 PCI certified data facility. Once the customer record has been securely transmitted to the Customer Vault, the merchant can then initiate transactions remotely without having to access cardholder information directly. This process is accomplished without the merchant storing the customer's payment information in their local database or payment application.